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Is the Aston Martin share price a classic bargain to snap up?

first_img 5 Stocks For Trying To Build Wealth After 50 Tom Rodgers owns shares in the Scottish Mortgage Investment Trust, but no other shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Image source: Aston Martin The Aston Martin (LSE:AML) share price appears at first glance to be a bargain. A grand British marque at a low price. Some investors can’t help themselves when faced with such a globally-recognised name.I had posters of the DB7 on my wall as a kid — this storied racing brand made the sexiest-looking cars I’d ever seen.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Ask any car nut his or her favourite models of all time and there will be an Aston Martin or two in there. From 1932’s vintage open-top Series 2 to the DB4 in 1958, then James Bond’s DB5 made famous by Goldfinger in 1964. The grand tourers were the epitome of British luxury, silken style, raw power and speed.So what could be better than seeing the Aston Martin share price languishing in the depths and scooping up a bargain?One of the fun things about investing as you get older is being able to take a slice of the companies you really love. Publicly-traded brands like the NYSE-listed Manchester United or Borsa Italiana’s Juventus invoke the same kind of rabid devotion.We might not all be able to afford a beast like a Vantage Roadster or a DBS Superleggera. But seeing the Aston Martin share price every time you open your trading app or Stocks and Shares ISA? That’ll give you a little thrill.Aston Martin share price woesAt around 70p a share, the FTSE 250 brand has sunk to ever greater lows.Sold at £19 in its October 2018 IPO, the Aston Martin share price has since shed 96% of its value. From £4.3bn to £1bn in a little over a year. Is the Aston Martin share price a classic bargain to snap up? Markets around the world are reeling from the coronavirus pandemic…And with so many great companies trading at what look to be ‘discount-bin’ prices, now could be the time for savvy investors to snap up some potential bargains.But whether you’re a newbie investor or a seasoned pro, deciding which stocks to add to your shopping list can be daunting prospect during such unprecedented times.Fortunately, The Motley Fool is here to help: our UK Chief Investment Officer and his analyst team have short-listed five companies that they believe STILL boast significant long-term growth prospects despite the global lock-down…You see, here at The Motley Fool we don’t believe “over-trading” is the right path to financial freedom in retirement; instead, we advocate buying and holding (for AT LEAST three to five years) 15 or more quality companies, with shareholder-focused management teams at the helm.That’s why we’re sharing the names of all five of these companies in a special investing report that you can download today for FREE. If you’re 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio, and that you can consider building a position in all five right away. Tom Rodgers | Thursday, 18th June, 2020 | More on: AML Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. Our 6 ‘Best Buys Now’ Shares I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Click here to claim your free copy of this special investing report now! Sitting on these kinds of losses will set your heart racing, and not in a good way.Yes, the lure of heritage, speed and craftsmanship remains strong. After all, Ferrari takes pride of place in popular FTSE 100 fund Scottish Mortgage Investment Trust.Aston Martin has survived seven bankruptcies and multiple ownership changes.But the bad news keeps piling on. Losses widened to £100m in the latest full-year results. And Covid-19 has hammered sales, falling 33% over the last quarter.That epic loss led to Aston axing 500 staff. Bosses decided to drop front-engined sports cars from their production schedule to focus on the higher margin DBX SUV.And a March 2020 £536m rescue deal led by Lawrence Stroll saw the Canadian billionaire injecting £75m in short-term funding. But still institutional investors are fleeing to the hills. Its second-largest shareholder, Investindustrial Advisors cut its stake by 5% recently.Heart, meet headSo to answer the question in the title, I really don’t think Aston Martin is a bargain worth snapping up. And I’d sell if I owned it too. Selling out of poorly-performing investments after a share price crash is one of the hardest things you’ll have to do as an investor. The doubt. The recriminations. Hiding it from your spouse (I don’t recommend the latter, by the way).It happened to me more often than I care to admit. Nearly always when I made a decision with my heart, rather than with my head.Investing with cold, emotionless logic based on EPS growth, debt, and improving sales and profits isn’t quite so fun. But I believe it will get you a lot closer to your first slice of luxury than the Aston Martin share price will. Enter Your Email Address See all posts by Tom Rodgerslast_img read more

Casa Duas Caixas / Remy Arquitectos

first_img Casa Duas Caixas / Remy Arquitectos 2016 Houses Projects Argentina CopyHouses•Buenos Aires, Argentina Year:  Manufacturers: Hansgrohe, Aluar, ferrumCollaborators:Andrés Remy, Julieta Rafel, Hernán Pardillos, Juan Etala, Diego Siddi, Joao Ortigao, Patricio Castagnino, Gisela Colombo, Manuela Mazure.City:Buenos AiresCountry:ArgentinaMore SpecsLess SpecsSave this picture!© Alejandro PeralRecommended ProductsDoorsStudcoAccess Panels – AccessDorDoorsSky-FrameInsulated Sliding Doors – Sky-Frame ArcDoorsVEKADoors – VEKAMOTION 82DoorsSaliceSliding Door System – Slider S20Text description provided by the architects. Far from the noise and stress of the capital, this home is located in a closed community on the outskits of Buenos Aires.Situated next to a lagoon, this home aimed to satisfy the client needs and life style. Their profession linked to art was very important, the house had to be a piece of art, along with being functional and simple.Save this picture!© Alejandro PeralThe atypical functionality of the house is the result of the client’s desire to give autonomy to their kids. Therefore, kids and adult’s worlds are clearly divided.Save this picture!Exploded axonometrySave this picture!© Alejandro PeralThe volumes of the house can be resumed to two overlapped boxes with carefully curated openings on the front façade. Opposite to this, the back façade opens completely towards the lagoon. These boxes rest on a semi-underground level deeply anchored in the terrain. Different open terraces to overlook the distant lagoons surrounding the house where the result of this volumetric composition.Save this picture!© Alejandro PeralThe main entrance is located on the first level, the social level, and it’s accessed by a ramp. The main hall links the three levels of the house in a triple-height atrium bathed with sunlight from the enormous skylight that runs across the entire house.Save this picture!PlansSave this picture!© Alejandro PeralTo the lower level, gaining access to the garden are the kid’s bedrooms. On this level is also located the spa and meeting area.On the upper level, with the best views, it’s the parent’s world. Master suite, along with a study and projection room are on this level.Save this picture!© Alejandro PeralThis project was a big challenge, as the most important views where at the least desirable orientation, the South.The big skylight over the central space and the studied openings on the North façade help us solve this issue, filling the entire home with light.Save this picture!© Alejandro PeralProject gallerySee allShow less2017 World Architecture Festival Announces Day 1 Award WinnersArchitecture NewsFlorida’s Forthcoming Hard Rock Hotel is Shaped Like a Giant GuitarArchitecture News Share ArchDaily Casa Duas Caixas / Remy ArquitectosSave this projectSaveCasa Duas Caixas / Remy Arquitectos Architects: Remy Arquitectos Area Area of this architecture projectcenter_img Area:  550 m² Year Completion year of this architecture project “COPY” Save this picture!© Alejandro Peral+ 13 Share Photographs Photographs:  Alejandro Peral Manufacturers Brands with products used in this architecture project “COPY” ShareFacebookTwitterPinterestWhatsappMailOr Clipboard ShareFacebookTwitterPinterestWhatsappMailOr Clipboard CopyAbout this officeRemy ArquitectosOfficeFollowProductsGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesBuenos AiresArgentinaPublished on November 16, 2017Cite: “Casa Duas Caixas / Remy Arquitectos” 16 Nov 2017. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogShowerhansgroheShowers – Croma SelectGlass3MGlass Finish – FASARA™ GradationPartitionsSkyfoldVertically Folding Operable Walls – Zenith® SeriesWall / Ceiling LightsCocowebLighting – Blackspot LED Barn LightUrban ApplicationsIsland Exterior FabricatorsPublic Safety Answering Center II Envelope SystemCeilingsSculptformTimber Batten Ceiling in All Souls ChapelHanging LampsLouis PoulsenLamp – PH 5 + PH 5 MiniGlazedGrespaniaWall Tiles – Porto PetroThermalSchöckInsulation – Isokorb® Concrete to SteelCeramicsTerrealTerracotta Baguettes in Vork CenterCompositesLamitechPlastic facades PanelexCarpetsHalcyon LakeCarpet – Nobsa GreyMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Nominations sought for Fellowships of the Institute of Fundraising

first_img  11 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving. Nominations sought for Fellowships of the Institute of Fundraising How to nominateTo qualify as a Fellow, a person must already be a member of the Institute, and to have demonstrably contributed both to fundraising in general and the Institute of Fundraising specifically.Nominations must be received by the Institute of Fundraising by midday on 5 June 2013. These are then considered by a panel of Trustees and other members.Fellowships are announced at the Institute AGM at the National Convention in July.Nominations are also open for Honorary Fellowship, which is awarded to those who have made a substantial contribution to fundraising and are not members of the Institute of Fundraising. The deadline for nominations for these is the same.UK Fundraising’s Howard Lake was last year appointed as a Fellow of the Institute. The Institute of Fundraising is once again inviting nominations for Fellowships. These are fundraisers who have a track record of commitment to the fundraising profession and to the Institute, “above and beyond their day job”.Peter Lewis, Chief Executive at the Institute, said: “Becoming a Fellow of the Institute is a badge of honour and recognition for a substantial contribution to fundraising and to the Institute of Fundraising.  As individuals, Fellows offer advice, ./guidance and support to trustees, staff and IoF members.”Approximiately three to five Fellows are appointed each year. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 16 May 2013 | Newslast_img read more

WaterAid campaign encourages fundraising through personality quiz

first_imgThe campaign asks people to drink nothing but water for two or four weeks this month, and to donate the money they would have spent on other drinks to the charity, as well as to ask people to sponsor them to complete the challenge. The money will go towards providing more toilets and safe water for communities that need them.A Raise-a-glass pass is also on offer for anyone who gives into temptation or needs a day or night off: a £15 donation, which is enough, WaterAid says, to provide one person with clean, safe water.Brian Blessed said:“I had to leave school at 14 because my father got injured in the mines and I had to support my family. I knew I was made of stronger stuff, that I could make things happen and change the course of my destiny and that is what is at the heart of WaterAid’s campaign. We can all be the difference in our own, and others, lives and together we can change history and bring clean water to people around the world.”Made of the Same StuffWaterAid Ambassador Ellie Simmonds supports ‘Made Of The Same Stuff’ campaign. Photo: WaterAid/Brendan FosterParalympic champion Ellie Simmonds, OBE, a WaterAid Ambassador, is also supporting the Made of the Same Stuff campaign.She is featured in a film which shows her in training alongside clips of 13-year-old Shayilini on her journey to collect dirty water for her family from a pond near her village in Malawi.The film shows that while Ellie and Shayilini live different lives, they are both ‘Made of the Same Stuff’ – strength, perseverance, and 60% water.Simmonds has visited Uganda to see first-hand what life is like without access to clean water and good sanitation[youtube][/youtube] Tagged with: Fundraising ideas Melanie May | 10 January 2017 | News  135 total views,  1 views today About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis9center_img Advertisement Brian Blessed, Sir Tony Robinson and David Morrissey are among the celebrities supporting WaterAid’s January fundraising campaign, which invites people to see what they are made of with an online personality quiz that also challenges participants to drink ‘Just Water’ to raise funds for the charity. According to WaterAid, the Chemistry of me quiz draws on the fact that people are all made of approximately 60% water along with our other characteristics, using the results of a multiple choice quiz to deliver the breakdown of the participant’s personality. In Brian Blessed’s case, this is 14% optimist, 11% machine, 14% adventurer, and 60% water, and in Sir Tony Robinson’s case: 16% geek, 11% pedant and 13% thrifty, as well as 60% water.The quiz then directs participants to share their results on Facebook, and to click on ‘what next?’ which brings them to an invitation to take part in the Just Water campaign. WaterAid campaign encourages fundraising through personality quiz  136 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis9last_img read more

SE-Assist launches second funding round in Wales

first_img The Social Enterprise Assist Fund (SE-Assist) is seeking applications after launching a second round of investment in Wales.Funded by Legal & General and managed by CAF Venturesome, SE-Assist offers interest free loans ranging from £10,000 to £30,000, business mentoring and expert advisory services to early stage social enterprises in Wales. It was created in partnership with the Welsh Government, Wales Co-Operative Centre, Business in the Community Wales and the Institute of Directors Wales.SE-Assist first piloted in Brighton & Hove in 2012. Last year, the SE-Assist scheme offered support to six social businesses across Wales including Elite Paper Solutions (main image), Book Of You, and The Llanhilleth Miners Institute. This brought the total investment offered so far by the Fund to over £500,000 in interest free loans to 21 social enterprises.Holly Piper, head of CAF Venturesome, said:“We are thrilled to be re-opening SE-Assist for a second round of investment in Wales to help early stage social enterprises. Successful applicants will combine community benefit with a sustainable business model that will impact the lives of local people for many years.”Applications to the SE-Assist Fund can be made via the SE-Assist site, with a closing date of 31st May. Advertisement SE-Assist launches second funding round in Wales  112 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1  111 total views,  1 views today Melanie May | 4 May 2017 | Newscenter_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 Tagged with: Funding Wales / Cymru About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via read more

On Mumia’s birthday, global event honors political prisoners

first_imgBy Mirinda Crissman and Judy GreenspanFrom behind prison walls nearly 39 years, Mumia Abu Jamal continues to educate, energize and unite prison abolitionists, former and current political prisoners, and the global activist community. On April 24, his 66th birthday, Abu-Jamal’s story and legacy brought together a virtual gathering “U.S. Empire vs. Political Prisoners,” committed to broadening this movement, not only to free Mumia and all political prisoners but to free us all.Virtual teach-in pays tribute to Mumia Abu-Jamal on 66th birthdayAn amazing array of speakers sent warm birthday greetings and spoke eloquently about their individual cases, community campaigns and the uphill battle to win justice for prisoners. Hosted on, the webinar was organized by Mobilization4Mumia, the Campaign to Bring Mumia Home, the Free Mumia Coalition (NYC) and a broad array of organizers. Moderator Johanna Fernandez, Baruch College (CUNY) professor and a coordinator of the Campaign to Bring Mumia Home, opened the program with the question, “What is a political prisoner?” This question and responses by the more than 30 speakers, cracked open a long-held secret of U.S. capitalist domination. Yes, there are political prisoners in the United StatesOther moderators included Betsey Piette, a managing editor of Workers World newspaper; Santiago Alvarez, a University of California, Santa Cruz student activist; and Mike Africa, Jr. from the MOVE organization.Megan Malachi of Philly REAL (Racial, Economic and Legal) Justice talked about being born in 1981, the year Abu-Jamal was arrested and incarcerated. However, it was not until she was in high school that she attended a rally and found out the truth about who Mumia was.Kathy Boudin, a former political prisoner who is now a professor of social work at Columbia University in New York City, talked about the blank look in her students’ faces when she asked if there were political prisoners in the U.S. She realized that she had a lot of educating to do.This extraordinary webinar exposed the serious situation faced by many political prisoners in the U.S. after decades of incarceration. Currently at least two political prisoners have stage 4 cancer and are fighting for medical care and compassionate releaseRussell Shoatz III spoke about his father’s condition. Russell Maroon Shoatz, a founding member of the Black Unity Council and a former member of the Philadelphia Black Panther Party and the Black Liberation Army, is serving multiple life sentences. Incarcerated since 1970, he has recently undergone cancer surgeryFormer political prisoner and author Susan Rosenberg highlighted the case of Dr. Mutulu Shakur, a political prisoner who was just diagnosed with life-threatening bone marrow cancer and has launched a campaign for compassionate release. Shakur is a founder of the Republic of New Africa and a respected, well-known “people’s” acupuncturistJihad Abdulmumit, a former political prisoner and chairperson of the Jericho Movement, stated that this celebration of Mumia’s birthday “should be a call to action.” He reminded listeners that political prisoners are part of the history of our movement for freedom and liberation. Abdulmumit stated, “It is not a matter of our innocence or guilt. It is a matter of supporting our freedom fighters and standing for our independence.”COVID-19 underscores urgency of prison Speakers from Release Aging People in Prison (RAPP) addressed the urgency of releasing all elderly and immunocompromised people, especially during this coronavirus pandemic. Donna Robinson, whose daughter is serving a life sentence in New York, said, “They have reduced [the prisoners] to digging their graves, producing coffins, and making hand sanitizer that they cannot even use.” RAPP organizer and former political prisoner Laura Whitehorn added, “We have to work to save the lives of aging prisoners and political prisoners during this virus.” RAPP, along with a broad coalition of groups, is conducting a campaign to free them allThere was a sense of great urgency but also strong optimism throughout the program. Several former political prisoners recognized and thanked Abu-Jamal for his early advocacy about their cases through his writing and radio podcasts. Everyone agreed that now was the moment to fight for Mumia’s freedom and for all of the long-held political prisoners.Recently released MOVE 9 member Janet Africa said, “They told us we wasn’t getting out of jail, ever. We got out after 41 years. They’re saying Mumia is not getting out of jail. Use the example of MOVE. We got out because of the people, because of the support that people have behind them and have behind where we are now. We’re saying don’t stop that pressure. Don’t stop forcing these people to answer for everything they do.” Other MOVE family participants in the  program included Mike Africa Jr. and Pam Africa.Former political prisoner Sekou Odinga called on all groups supporting political prisoners to unite the power of the people behind one banner “Demanding the release of all political prisoners.”Indian author and activist Vijay Prashad addressed the impact of COVID-19 in  creating a “great lockdown, leaving 3 billion workers, 81 percent of the world’s population, without enough work to survive … while prisons are turned into death camps.” Prashad contrasted the failure of Trump and other bourgeois leaders who demonstrate “mass incompetence” with socialist leaders who have responded to COVID-19 with science and humanity. “A powerful line has been drawn between the bourgeoisie and socialists.”Freedom for Palestinian prisonersNancy Mansour, founder of Existence in Resistance, spoke on the cruelty in Israeli prisons before and during the pandemic. She read a letter to Mumia from a family friend, who has been imprisoned by Israeli occupiers for 30 years: “We as Palestinian prisoners, share with you and all the political prisoners the same goals and aspirations which are freedom and our essential right to resist racism and oppression that we face as Indigenous people in Palestine and as oppressed people all over the world.”Author and activist Susan Abulhawa, founder of Playgrounds for Palestine, touched on the similarities between the prison systems in the U.S. and Israel. “In addition to the well-known cooperation and training between U.S. police and Israeli occupation military forces, Israel through its lobbies in the U.S. helps to push through domestic legislation that helps to fill our prisons and subvert civil rights here. …  Whether in Palestine or the U.S., it’s all part of the same imperial white supremacist fabric.”Teresa Gutierrez, national coordinator of FIRE (Fight for Im/migrants and Refugees Everywhere) began with a special shout-out to all health care workers. She talked about the history of the im/migrant rights movement and the influence of the Black Liberation movement. Gutierrez said that with Mumia’s writings on the migrant struggle and U.S. imperialism in Latin America, it was very easy for migrants to understand the connections between his case and the broader struggle. What both the migrant struggle and the struggle of political prisoners have in common is “the tenacity and the inspiration that these sisters and brothers and family are giving us every single day.”Marc Lamont Hill, author and an activist, eloquently added, “Anyone who dares speak out against this empire ends up in a cage. … So we call for the release of all political prisoners right now, because it is the right thing to do. And we also make a bolder call, a more radical call, and that is the abolition of prison itself. We must move into a moment that no longer uses the prison as the resolution to our social contradictions. The prison must no longer be a resolution to harm that is done.”The program also included worker activists Chris Smalls, fired for demanding personal protective equipment at Amazon, 1199SEIU vice president Estela Vasquez; Fred Hampton, Jr., son of assassinated Black Panther member Fred Hampton; Benjamin Ramos Rasado with Pro Libertad; former prisoner Sekou Odinga; and Angela Davis.The final speaker was Kevin Rashid Johnson, a political prisoner incarcerated in Virginia and a brilliant analyst. Johnson said, “We must up the ante in the fight against the injustice of mass incarceration. We must also develop new alliances and methods of struggle.” He ended by calling upon everyone to build a unified movement to free the political prisoners.Links to the full program, as well as the other events celebrating Abu-Jamal’s 66th birthday, can be found on  FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Annacotty garden voted prettiest in Ireland

first_imgLinkedin Previous articleWounded lions limping to New ZealandNext article#WATCH: Conor Murray’s Dad surprises him for Maximuscle Challenge Editor Advertisement TAGSBord Bia BloomDes Kingston Facebook Email Twitter NewsEnvironmentAnnacotty garden voted prettiest in IrelandBy Editor – June 2, 2017 1872 WhatsApp Print The award winning gardenThe award winning gardenAn Annacotty garden has been voted the best in Ireland at the Bord Bia Bloom Show Awards.Designed by Des Kingston, the garden, entitled ‘Rustica Hibernia’, belongs to the Fitzpatrick family in Annacotty, County Limerick.Sign up for the weekly Limerick Post newsletter Sign Up ‘Rustica Hibernia’, or Rural Ireland, delicately blends industrial, agricultural and local historic influences in a contemporary urban setting. The grass slope is transformed into a three tier paved and gravel area with formal planting starkly contrasting the repurposed woodwork. A family photo of the Fitzpatrick family’s ancestors forms a personalised backdrop to the garden, while a rotating vegetable wheel completes the old world industrial feel.Des dedicated the garden to his late father Jack who also had a passion for re-purposing things and taught Des to never throw anything out. He said, “The garden sits right in my soul, right with me. It’s exactly the way I wanted it to be – it’s as true to the plan I came up with as it could have been. To have been given a silver medal for my first garden at Bloom has done wonders for my self esteem and I am immensely proud of myself, my family and friends. I love my garden so much I have decided to recreate it in my own garden in Ballyneety, Co. Limerick which I am planning to open up to tours soon.”Des created the garden for homeowners Rachel Mescall, Pat Fitzpatrick and their two sons Nathan (8) and Mason (6) in their new dream home in Annacotty, Limerick. It was a long and emotional journey but the goal to have a beautiful garden for their growing boys to play in kept their dream alive. Rachel loved gardening as a child and as a nutritional advisor, loves that their Super Garden has space to grow vegetables.Rachel said, “Having had a few weeks growth and plenty of sunshine our garden now looks fuller and greener. The boys love being out there playing games, building Lego and helping me collect the lettuce, kale and cabbage from the veggie wheel. It’s like having an extra room to the house and is lovely to spend time in with family and friends.” RELATED ARTICLESMORE FROM AUTHOR Limerick Community Hospital Wins Nationwide Competition for Award-Winning Dementia-Friendly Show Gardenlast_img read more

FHFA and FHA Extend Foreclosure, REO Eviction Moratoriums

first_img Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Christina Hughes Babb August 27, 2020 4,991 Views  Print This Post Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago FHFA and FHA Extend Foreclosure, REO Eviction Moratoriums 2020-08-27 Christina Hughes Babb Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days agocenter_img Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly,, Dallas Observer, Edible, and the Dallas Morning News, among others. Servicers Navigate the Post-Pandemic World 2 days ago Previous: Foreclosure Report: Which States Are Seeing Increases? Next: Fannie Mae Offers Assistance to Disaster-Impacted Servicers Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Related Articles Home / Daily Dose / FHFA and FHA Extend Foreclosure, REO Eviction Moratoriums The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Foreclosure, Government, News Data Provider Black Knight to Acquire Top of Mind 2 days ago UPDATE: The Federal Housing Administration (FHA) and HUD announced, shortly following FHFA’s similar announcement, the third extension of its foreclosure and eviction moratorium through December 31, for homeowners with FHA-insured single family mortgages covered under the Coronavirus Relief and Economic Security (CARES) Act. According to a statement, “this extension provides an additional four months of housing security to homeowners, as they will not fear losing their homes as they work to recover financially from the adverse impacts of the pandemic. With this third extension, FHA has now provided more than nine months of foreclosure and eviction relief to FHA-insured homeowners.”HUD Secretary Ben Carson added, “President Trump is taking unprecedented measures to ensure American homeowners have the resources and support they need to get back to financial stability during the economic recovery. Because homeownership is the largest wealth builder for the majority of the nation’s families, providing relief from foreclosure and eviction to those who are in jeopardy of losing their hard-earned wealth, through no fault of their own, is a priority.”FHA’s Single Family foreclosure and eviction moratorium has been in place since March 18, and continues to apply to homeowners with FHA-insured Title II Single Family forward and Home Equity Conversion (reverse) mortgages.“For so many first-time homebuyers and others who relied on FHA insurance to achieve homeownership, this extension provides an additional measure of peace-of-mind and security, along with the fact that we do not require a lump sum payment at the end of any forbearance period,” said Assistant Secretary for Housing and Federal Housing Commissioner Dana Wade. “Right now, it’s important that those affected by COVID-19 focus on the immediate priorities of regaining their financial footing, without the additional stress of dealing with a foreclosure action.”HUD further outlines the precise nature of the extension on its website.Initial report:In order to “support households impacted by COVID-19,” Fannie Mae and Freddie Mac today announced an extension of the temporary moratoria on foreclosures and evictions until December 31. The moratoria, previously set to expire August 31, is effective immediately and applies to properties with single-family mortgages backed by the GSEs. The suspension of evictions applies only to homes owned by Fannie or Freddie and does not apply to tenants in homes that have not been foreclosed.”Fannie Mae, along with our lending and servicing partners, remains committed to supporting households who are experiencing job loss, a reduction in work hours or income, or other issues due to COVID-19,” said Malloy Evans, Senior Vice President and Single-Family Chief Credit Officer, Fannie Mae. “With this latest extension of the foreclosure and eviction moratorium, we can continue to help ensure distressed borrowers are able to remain in their homes during this national emergency. For homeowners who may be struggling with their mortgage or facing possible foreclosure, assistance options are available and can provide much-needed relief. We encourage you to reach out to your servicer as soon as possible to get help.”FHFA Director Mark Calabria added, “To help keep borrowers in their homes during the pandemic, FHFA is extending the Enterprises’ foreclosure and eviction moratoriums through the end of 2020. This protects more than 28 million homeowners with an enterprise-backed mortgage.”Guidelines for single-family mortgages:Homeowners who are adversely impacted by the COVID-19 national emergency may request mortgage assistance by contacting their mortgage servicerForeclosure-related activities (except as to vacant or abandoned properties) and evictions of occupants from real estate owned by Fannie Mae are suspended until December 31, 2020Homeowners impacted by COVID-19 are eligible for a forbearance plan to reduce or suspend their mortgage payments for up to 12 monthsServicers must report the status of the mortgage loan to the credit bureaus in accordance with the Fair Credit Reporting Act, including as amended by the CARES Act, for homeowners impacted by COVID-19Homeowners in a forbearance plan will not incur late feesAfter forbearance, a servicer must work with the borrower on a permanent plan to help maintain or reduce monthly payment amounts as necessary, including a loan modificationHomeowners can find out if they have an enterprise-owned mortgage by visiting Mae said in a statement that it “has taken a number of actions to help homeowners and renters facing financial hardship due to COVID-19. In addition to suspending foreclosures and evictions affecting homeowners, Fannie Mae extended eviction protections to multifamily renters when the property owner received a forbearance, reminded homeowners they are never required to repay missed payments after a forbearance period all at once, shared tips to help homeowners avoid foreclosure fraud or scams, and announced a new COVID-19 payment deferral option to help homeowners who are ready to resume their monthly mortgage payments following a COVID-19 forbearance. These and other resources we make available are part of our ongoing Here to Help education effort, aimed at helping homeowners and renters impacted by COVID-19 understand the options available to them.”This is a breaking news story that might be updated as new information is available. Subscribelast_img read more

Vegetation cover regulates the quantity, quality and temporal dynamics of dissolved organic carbon and nitrogen in Antarctic soils

Populations of the two native Antarctic vascular plant species (Deschampsia antarctica and Colobanthus quitensis) have expanded rapidly in recent decades, yet little is known about the effects of these expansions on soil nutrient cycling. We measured the concentrations of dissolved organic carbon (DOC) and nitrogen (DON), amino acids and inorganic N in soils under these two vascular plant species, and under mosses and lichens, over a growing season at Signy Island in the maritime Antarctic. We recorded higher concentrations of nitrate, total dissolved nitrogen, DOC, DON and free amino acids in soil under D. antarctica and C. quitensis than in lichen or moss dominated soils. Each vegetation cover gave a unique profile of individual free amino acids in soil solution. Significant interactions between soil type and time were found for free amino acid concentrations and C/N ratios, indicating that vascular plants significantly change the temporal dynamics of N mineralization and immobilization. We conclude that D. antarctica and C. quitensis exert a significant influence over C and N cycling in the maritime Antarctic, and that their recent population expansion will have led to significant changes in the amount, type and rate of organic C and N cycling in soil. read more

San Francisco 49ers’ Richard Sherman clears over $27,000 in schools’ cafeteria debt

first_imgNovember 28, 2019 /Sports News – National San Francisco 49ers’ Richard Sherman clears over $27,000 in schools’ cafeteria debt FacebookTwitterLinkedInEmailCabrillo Middle School(SANTA CLARA, Calif.) — San Francisco 49er Richard Sherman is making his mark off the football field by paying off thousands of dollars in school lunch debt for public school students.The day after the National Football League Players Association (NFLPA) named Sherman as the Week 11 Community MVP, he handed the principal of Cabrillo Middle School in Santa Clara, California, a “personal check” for $7,491.27 to clear the cafeteria’s outstanding bill.Sherman was given the honor by the NFLPA on Nov. 22 for his charity work through his two organizations — Richard Sherman Family Foundation and Blanket Coverage Foundation.Principal Stan Garber posted the news on the school’s website on Tuesday along with a photograph he took posing with Sherman. “Richard’s gesture created such goodwill for the 49ers that they went on to sack Aaron Roger’s and the Green Bay Packers the next day on national TV by a score of 37-8,” wrote Garber. “Go 49ers, Go Richard Sherman.”“It’s the most generous thing to happen for these kids, there’s plenty in need and he didn’t neglect them, it was the perfect way to give back and help them,” Garber told ABC News on Thursday about the 60 students that will benefit from Sherman’s contribution. “It was the kindest most generous gesture.”Garber said the middle school is the closest to Levi’s Stadium and praises the 49ers organization for continuing to give back to the community since their arrival to town five years ago.This wasn’t the only school that had their debt cleared by Sherman.Last month, Sherman wrote a check for over $20,000 to the Tacoma Public Schools in Tacoma, Washington, to relieve their student’s lunch debt, according to a press release issued by NFLPA.Since 2013, Sherman has raised $1.5 million and “helped more than 70,000 people in carrying out their mission of providing students in low-income communities with school supplies and clothing so they can more adequately achieve their goals,” wrote Brandon Parker, NFLPA’s communications manager.Request for comment from Sherman’s representatives were not immediately returned.Copyright © 2019, ABC Radio. All rights reserved. Written bycenter_img Beau Lundlast_img read more