Category: eiezsvsxmyln

Large firms plan on jobs expansion

first_imgMonday 21 February 2011 8:15 pm whatsapp whatsapp Show Comments ▼ Share Large firms plan on jobs expansion BIG companies are more likely to offer new job opportunities than their smaller counterparts, according to research by Barclays Corporate, released yesterday.Firms with turnover in excess of £500m were the most positive, with 85 per cent looking to create new full time positions this year.However, less than half (41 per cent) of businesses with income under £5m expect to provide new jobs – and many of these will only be part time.Many companies insist that sales must grow before they can create new employment opportunities, the survey of 500 executives found.Around three quarters of executives put sales growth before job creation – compared to before the recession, when only half (52 per cent) considered sales growth more important.New job creation is dependent on sales increasing first, 78 per cent of respondents said.“Job creation is vital for a sustainable economic recovery, and while these survey results are encouraging, they also highlight that many businesses remain risk adverse when it comes to creating new positions in order to drive growth,” said Barclays Corporate’s Kevin Wall. More than eight of out ten (82 per cent) new jobs will be at junior, middle management or skilled labour, the survey said.Meanwhile, the City is seeing a strong return to confidence, yet worries persists over increased regulation and taxes, according to a small survey by consultants Smith and Williamson, also released yesterday. Four out of five respondents expect business prospects to improve or stabilise — yet two thirds believe regulation will restrict their businesses, its survey found. center_img Tags: NULL Ad Unmute by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryUndoMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailUndoPeople TodayNewborn’s Strange Behavior Troubles Mom, 40 Years Later She Finds The Reason Behind ItPeople TodayUndoTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastUndoSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesUndoBrake For ItThe Most Worthless Cars Ever MadeBrake For ItUndoBetterBe20 Stunning Female AthletesBetterBeUndoZen HeraldNASA’s Voyager 2 Has Entered Deep Space – And It Brought Scientists To Their KneesZen HeraldUndoautooverload.comDeclassified Vietnam War Photos The Public Wasn’t Meant To Seeautooverload.comUndo More From Our Partners Astounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgKiller drone ‘hunted down a human target’ without being told tonypost.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgBiden received funds from top Russia lobbyist before Nord Stream 2 giveawaynypost.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comMatt Gaetz swindled by ‘malicious actors’ in $155K boat sale boondogglenypost.com KCS-content last_img read more

Any one of these 5 shocks could destroy your wealth this year

first_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. See all posts by Harvey Jones Our 6 ‘Best Buys Now’ Shares What a great year 2019 was for investors. Globally, markets ended the year around 25% higher, a result few had expected at the start.Once again, the doom-mongers have entered January in full cry. The US-Iran stand-off has only added to their fears. I’m retaining my usual optimism, but it’s worth looking at some threats to your wealth.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Online platform AJ Bell has just listed the five biggest worries we may have to face. There will always be things to fret about, so how seriously should we take them?1. Oil price spikePlenty were fretting about oil price following the deadly US drone strike, with Brent crude touching $71 a barrel. AJ Bell investment director Russ Mould said: “If oil jumps by more than 50% year-on-year the global economy tends to slow and if it doubles then a recession is rarely far away.”How worried should we be? Brent has slipped back to $65, roughly at the same level as a year ago. I’m sleeping easily and staying invested in solid shares with good growth prospects and strong dividend yields, whatever the oil price.2. US-China trade talks break downDonald Trump’s trade dispute with China has triggered plenty of volatility although hopes for a resolution are rising, with a ‘Phase One’ deal expected by 15 January. Mould says markets could be hit by any delay, or if China struggles to yield on the vexed issue of its treatment of Western intellectual property. “Global trade flows are slowing and industrial transportation equity indices are lagging, which is not normally a good sign,” he warns.Am I worried? A bit, but this is a long-running process and both sides stand to benefit from some kind of resolution.3. Corporate earnings disappointMarkets may have enjoyed a decade-long bull run, yet profit growth has been modest. Last year, the S&P 500 grew more than 20%, but corporate earnings rose just 4%, according to the Federal Reserve. Mould says today’s higher valuations could look exposed if we see a slump in trade or spike in oil.This is my major worry too, as markets may have raced ahead of the underlying fundamentals. There are still some London-listed top buys out there, though.4. Inflation spikes Remember inflation? Today’s low-growth, low-inflation, low-interest-rate world has left investors scrabbling for yield, with equities a big winner as a result, Mould says. If inflation returns, markets could be in for a shock.Frankly, I can’t see it. We look set for a third decade of low interest rates, as central bankers battle to keep GDP growing and many FTSE 100 shares’ yields are still well above the rate of inflation.5. Tighter monetary policyIf inflation does surge, interest rates will follow as central bankers battle to stop the economy from overheating. That would hit markets, but Mould reckons this would be the biggest surprise of all. I don’t expect monetary tightening this year. The US Federal Reserve is more likely to cut than hike rates, and the eurozone is in no position to tighten. This week, Bank of England governor Mark Carney indicated his willingness to cut, if necessary.Of these five concerns, corporate earnings disappointments seem the most likely threat. I don’t expect global markets to climb another 25% in 2020, but I’m not gloomy. You need to think long term, in any case, and a market dip would be a great buying opportunity. Enter Your Email Address Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Any one of these 5 shocks could destroy your wealth this yearcenter_img Image source: Getty Images. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. “This Stock Could Be Like Buying Amazon in 1997” I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Harvey Jones | Sunday, 12th January, 2020 Simply click below to discover how you can take advantage of this.last_img read more

Is the RBS share price at bargain levels?

first_img We have been a recurring story from the major lenders this month – bad loan provisions have hit profit numbers. The Royal Bank of Scotland (LSE: RBS) was no exception, putting aside £802m at the start of May to deal with potential defaults. Unlike its rivals however, RBS may have some things going for it. But are they enough to make the shares attractive at 119p each, which is less than the half what they cost in the New Year?Few credit cardsUnlike some of its peers, notably Barclays, RBS has a comparatively small credit card business. Though the major concern for most banks at the moment is the business loan market, credit card defaults could soon follow.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Of course, lockdown and the coronavirus seem almost certain to cause some businesses to fail. We don’t yet know if this will translate into an actual prolonged recession, but the economic landscape certainly looks risky. If businesses go bankrupt, then they would more than likely default on the loans they have taken out from banks like RBS.This could be bad, put perhaps the greater unknown factor is that of individuals. The economic safeguards put in place by the government may be enough to stave off the worst-case scenario for most people, but credit card-dependent businesses could still take a hit.The furlough scheme for example, pays out a maximum of £2,500 a month. If you were previously earning £3,500, you may not starve, but you might not be using your credit card either. Lack of exposure to the credit card business could be a saving grace for RBS in this case.Government-ownedThe other difference for RBS is that it is still majority owned by the UK government after its bailout during the financial crisis. For me, this feels like a blessing and a curse.My colleague Jonathan Smith argues that the government is unlikely to let a business it has a stake in go bust. To a certain extent this may be true, however letting it go bust is not the only option. Selling it off cheaply, breaking it up and delisting it entirely are all alternate scenarios (although very unlikely at this stage).In fact, we already know the government intends to sell off more of its stake. But it will do so after the coronavirus crisis ends, which means more shares will be coming to market. More shares mean a lower share price, regardless of the company’s strength.What’s more, it makes government interference, as well as press pressure, more likely. This is something I usually avoid in my investments. A “taxpayer-owned” bank has a lot of PR and political issues to navigate when making unpopular decisions, even if they are in the best interest of shareholders.RBS shares certainly seem cheap, and I think there is an argument to say it is in a ‘not as bad as the others’ position. However, I think the future offloading of the government’s stake will be putting too much downward pressure on the stock for me to buy it any time soon. Enter Your Email Address I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Simply click below to discover how you can take advantage of this. Karl Loomes | Thursday, 28th May, 2020 | More on: NWG Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! “This Stock Could Be Like Buying Amazon in 1997” Is the RBS share price at bargain levels?center_img Image source: Getty Images. Our 6 ‘Best Buys Now’ Shares I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Karl has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. See all posts by Karl Loomeslast_img read more

Why I’d buy top FTSE 100 stocks like this one to give me a passive income in retirement

first_img The last year’s been tough for those looking to generate dividend income from FTSE 100 stocks, as top companies slash or suspend shareholder payouts. Not all of them though. A hardy crew of blue-chips have sailed through the crisis, dividends unscathed. Insurer Phoenix Group Holdings (LSE: PHNX) was one of them.I was delighted, given that it’s now one of my favourite FTSE 100 stocks. However, I wouldn’t buy it for share price growth, because it hasn’t delivered much of that. I’d buy Phoenix for its yield. Currently, it pays income of 6.53% a year, at a time when the average instant access account pays 0.18%.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…That makes it an attractive way to build my retirement wealth. I’ll reinvest those dividends to buy more stock while I’m working, then draw them as passive income after I retire.Phoenix dividend risesPhoenix is an insurer, but one with a different take to other FTSE 100 stocks in this sector. It buys up old life insurance and pension funds that are closed to new business, and manages them on behalf of members. This should be good news for policyholders, as managers who also run funds that are open to business treat legacy products as second best.As Phoenix doesn’t rely on investor inflows, it should (in theory) have protection against a downturn. On the other hand, it needs to keep making acquisitions in order to grow. The more funds it can snap up, the greater the synergies and economies of scale.Earlier this month, Phoenix posted record annual cash generation of £1.7bn. Better still, it’s now expecting cash generation of £4.4bn by 2023, up from its original £4.2bn target. This is good news for shareholders, because it’s the cash that keeps the dividends flowing. Dividends rose 3% last year and a cover of 1.5 adds to the impression of a really solid FTSE 100 dividend stock.Assets under administration increased 36% to £338bn, boosted by the acquisition of ReAssure in 2020. That also helps.One of my favourite FTSE 100 stocks for dividendsAs with every stock, there are risks. Phoenix is buying the Standard Life brand from Standard Life Aberdeen, while its SLAL UK investment products move the other way. Integrating new purchases is always challenging. Also, there’s the wider risk of rising inflation and interest rates, which could hit stock market returns and knock the company’s cash flow projections.Phoenix also has to keep finding attractive acquisitions to grow revenues. Success is not always guaranteed.The Phoenix share price may never shoot the lights out, although it’s up a solid 12% on a year ago. I still expect dividends to provide most of my returns over the long term, and that’s fine by me. I reckon this is one of the very best FTSE 100 stocks for income, and that offsets my other worries.Even better, Phoenix has a healthy balance sheet and strong capital coverage, while leverage of 28% is comfortably within its target range.I’d buy and hold this FTSE 100 dividend stock for the long term. Why I’d buy top FTSE 100 stocks like this one to give me a passive income in retirement I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. See all posts by Harvey Jones Image source: Getty Images Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.center_img Harvey Jones | Thursday, 11th March, 2021 | More on: PHNX Simply click below to discover how you can take advantage of this. “This Stock Could Be Like Buying Amazon in 1997” Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shareslast_img read more

Hunting Lodge / BASARCH

first_img “COPY” Projects “COPY” Year:  Save this picture!© Lukas PelechText description provided by the architects. Existing green mound, protecting the open fields of the game preserve from the bustle of the road became a refuge for hunting lodge – a lookout, which replaced original technically unsuitable structure. Above all, the lodge provides necessary facilities for the game preserve, as well as becomes a place of encounters, whether with friends or of romantic views of the surrounding countryside.  Save this picture!SectionVisitors can spend their time here by not only observing the game and comparing their acquired experiences, but they can also take a rest in the functionally furnished rooms. The sounds of deer in rut will be heightened by the crackling melody of wood in the fireplace.  Save this picture!© Lukas PelechThe structure’s walls are made of insulated reinforced concrete blocks cladded with stone gabions. Due to regular flooding of the surrounding meadows the floor level has been raised about 80cm above the surrounding terrain.  Save this picture!© Lukas PelechThe main and the only façade is, despite the unfavourable orientation toward the sun open engaging vistas of the landscape. The windows are designed as large crevices in the stone wall.  Save this picture!© Lukas PelechThe ceiling structure is formed by a reinforced concrete slab, which is raised in the hunting salon to form a skylight, bringing inside the missing sunlight. The skylight also allows for a greater height of the room, creating desirable location for trophies. The roof of the covered part of the terrace is supported by posts from local oak logs.  Save this picture!© Lukas PelechThe hallway and kitchen in the back of the layout are illuminated by smaller skylights. The roof logically became a part of the existing green mound.  Save this picture!© Lukas PelechOriginally planned hardwood floors were eventually replaced by marmoleum. Wooden planks remained only in the form imprints in the concrete ceiling. In the bathrooms and technical facilities, plaster finish has been used.   Save this picture!© Lukas PelechWooden structures including windows are impregnated with tinted oil. Time goes on and the house just as a stone in the meadow is gradually overgrowing with tall grasses. Deer and boar once again run across the hill and it looks like they have not noticed its partial transformation. Save this picture!Ground Floor PlanProject gallerySee allShow lessRe-Think Athens Competition Entry / Nikiforidis-Cuomo ArchitectsUnbuilt ProjectAA Visiting School Ivrea: ‘Factory Futures II Architecture Without Humans’Architecture News Share Architects: BASARCH Area Area of this architecture project ArchDaily Czech Republic Year:  2010 CopyHouses•Lednice, Czech Republic Area:  230 m² Area:  230 m² Year Completion year of this architecture project center_img ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/359419/hunting-lodge-basarch Clipboard photographs:  Lukas Pelech, Pavel BainarPhotographs:  Lukas Pelech, Pavel Bainar Save this picture!© Lukas Pelech+ 28 Share Houses Photographs 2010 Hunting Lodge / BASARCHSave this projectSaveHunting Lodge / BASARCH Hunting Lodge / BASARCH CopyAbout this officeBASARCHOfficeFollowProductsWoodStoneConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesLedniceHousesCzech RepublicPublished on April 14, 2013Cite: “Hunting Lodge / BASARCH” 14 Apr 2013. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogMetal PanelsAurubisCopper Alloy: Nordic RoyalGlassMitrexSolar GreenhouseLouvers / ShuttersTechnowoodSunshade SystemsFiber Cements / CementsRieder GroupFacade Panel – Terrazzo BlackStonesCosentinoSurfaces – Silestone® Basiq SeriesIn architectureSikaBuilding Envelope SystemsWoodLunawoodInterior ThermowoodWindowsswissFineLineSliding Windows – EvenMineral / Organic PaintsKEIMBlack Concrete – Concretal®-BlackSuspension SystemsMetawellAluminum Panels for Ceiling SailsDoorsECLISSESliding Door Opening System – ECLISSE Push&PullStonesMarini MarmiNatural Stone – Nuvolato di GréMore products »Read commentsSave想阅读文章的中文版本吗?狩猎小屋 / BASARCH是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/359419/hunting-lodge-basarch Clipboardlast_img read more

KVS House / Estudio Galera

first_img Argentina Area:  260 m² Area:  260 m² Year Completion year of this architecture project Houses Year:  CopyAbout this officeEstudio GaleraOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesLa Costa PartidoHousesArgentinaPublished on March 11, 2014Cite: “KVS House / Estudio Galera” 11 Mar 2014. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogMetal PanelsAurubisCopper Alloy: Nordic BrassCompositesMitrexPhotovoltaic Solar Cladding – BIPV CladdingPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemArmchairsUniForArmchair – ParigiLouvers / ShuttersBruagShading Screens – Perforated Facade PanelsAluminium CompositesSculptformAluminium Façade BladesCultural / PatrimonialIsland Exterior FabricatorsSeptember 11th Memorial Museum Envelope SystemWire MeshJakobWebnet in a Gymnasium in GurmelsDoorsLinvisibileLinvisibile Pocket Door | MareaPaintKEIMMineral Paint for Concrete – KEIM Concretal®-WLouversReynaers AluminiumSolar ShadingHandlesFormaniFitting Collection – ARCMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Architects: Estudio Galera Area Area of this architecture project Photographs KVS House / Estudio Galera KVS House / Estudio GaleraSave this projectSaveKVS House / Estudio Galera “COPY” Projects Save this picture!© Diego Medina+ 29 Sharecenter_img 2013 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/484950/kvs-house-estudio-galera Clipboard Year:  Photographs:  Diego MedinaCollaborators:Cesar Amarante, Veronica ColemanContractor:Panadero ConstructoraLandscaping:Lorena AllemanniSurveyor:Claudio D´eramoStructural Engineer:Carlos BereilhRendering:Dwight Stone ShunkAnimation:BallaxTranslation And Text Editing:Soledad PereyraDesign Team:Ariel Galera, Horacio RigaProject Manager :Diego BallarioCity:La Costa PartidoCountry:ArgentinaMore SpecsLess SpecsSave this picture!© Diego Medina Save this picture!© Diego MedinaThe lot is situated in Costa Esmeralda, a new private venture in Costa County. A small pine grove at the front of the site, and a steep slope down from the street to the back of the lot. A simple but paramount commission: to focus the program on the smallest portion of the lot as possible, since most of the natural landscape of the lot wants to be preserved. A vacation home thought for a family that wants to use the house for a variety of purposes, such as getting together and enjoying open air activities. Save this picture!Access Floor PlanThe program is centered around two boxes stacked, skewed, balancing each other on top of a half buried stone plinth. As a result, the program takes less than twelve percent of the lot, leaving enough space for a swimming pool and a green dune –part of the landscape. Save this picture!© Diego MedinaThe activities were distributed according to the users’ needs. In the partially buried plinth, we find the main entrance to the house, a bedroom, a bathroom, a laundry room and the playroom which opens to the rear façade directly connecting the inside with the outside. The walls which separate the playroom from the access circulation do not touch the ceiling; as a result, the sun brings natural light into this level which is partially underground.Save this picture!© Diego MedinaUpstairs, overhanging over the building site, there is the social box: a concrete box open at it lengths and supported on its ends. Forest views at its front façade, and a garden which dissolves into the acacias trees at the rear façade. Kitchen, dining room and living room open to the exterior to integrate with the deck, the swimming pool, and the garden. Save this picture!Upper Floor PlanAn interior-exterior volume contains the service area, a barbecue grill, machines room, and a toilette. This wedge-shape volume protects the barbecue grill and outside gathering area from the southern winds. A wooden pergola contains the space and offers protection from the sun. The upper floor shelters three bedrooms, two bathrooms, and offers views of the forest.Structure Save this picture!© Diego MedinaThe boxes are displaced, extending the general volume of the house to the maximum allowed by the side setbacks; thus, generating a semi-covered garage, protecting the ground floor and creating spaces where shades mutate permanently. ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/484950/kvs-house-estudio-galera Clipboard These volumes were placed according to the functional requirements of the program and the structural needs –not quite rational in this case, since the structural loads travel the longest distance before resting on the bases. The boxes balance each other and a one-meter-tall wall is the only visible support in the living room floor. The structure is in full view: concrete walls, slabs and four longitudinal beams. Two laid-upon boxes resting on a stone plinth. Save this picture!© Diego MedinaAs regards to the materials, the house is defined as two exposed concrete boxes form worked with 1” planks for concrete walls and beams, and laminated plywood for the slabs. Save this picture!© Diego MedinaThe harshness of the climate in the Argentine coast, forces us to think of different ways to lessen the thermal and hygrothermal transmittance of concrete. Save this picture!© Diego MedinaAn air chamber with a subsequent interior hollow brick veneer or plasterboard coating was dismissed. Furthermore, the concrete had to be seen from the inside as well as from the outside, so we decided to pour the walls while leaving a high density expanded polystyrene core, thus choosing the easiest and cheapest way of insulating. The concrete pouring of the walls was done at once, with the expanded polystyrene sheets within them, keeping them in place, and adding to the structure.The fenestrations are made of aluminum with a double glazed air chamber. The contact between the house and the natural lot is established through an isolated stone veneered wall. The materials were chosen for their nobility, good ageing and durability. Project gallerySee allShow lessNew Shelter in Ruavieja / Sergio RojoSelected ProjectsTall Tinder: Are Wooden Skyscrapers Really Fire Safe?Articles Share 2013 ArchDaily CopyHouses•La Costa Partido, Argentina “COPY”last_img read more

The Cube House / Verizon Architects

first_imgSave this picture!© Inclined Studio+ 24Curated by Hana Abdel Share Structural Engineer: Photographs The Cube House / Verizon Architects Projects Houses Photographs:  Inclined Studio Manufacturers Brands with products used in this architecture project “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/939664/the-cube-house-verizon-architects Clipboard CopyHouses•Ahmedabad, India Manufacturers: D’Décor, Hettich, Jaquar, Asian Paints, Simpolo Ceramics Akhil Gajjar, Ravi Pipalia, Yash Vachhani Year:  Diagrid India Area:  7500 ft² Year Completion year of this architecture project The Cube House / Verizon ArchitectsSave this projectSaveThe Cube House / Verizon Architects 2018 ArchDaily Architects: Verizon Architects Area Area of this architecture project Lead Architects: Design Team:Bhargav VachhaniClients:Sanjaybhai MaksanaEngineering:GK ConstructionLandscape:Radhika GajjarCity:AhmedabadCountry:IndiaMore SpecsLess SpecsSave this picture!© Inclined StudioRecommended ProductsMetallicsStudcoWall Stop Ends – EzyCapLouvers / ShuttersBruagShading Screens – Perforated Facade PanelsDoorsC.R. LaurenceCRL-U.S. Aluminum Entice Series Entrance SystemDoorsRabel Aluminium SystemsMinimal Sliding Door – Rabel 62 Slim Super ThermalText description provided by the architects. The Cube House is located in the fringes of Ahmedabad city far away from the urban clatters, which gives the essence of the countryside-nestled in a 9,000 sq. ft. corner property and encircled by blooming trees around its periphery, the site is also adorned by beautiful farmlands, that offers a serenity lifestyle for a family living.The 7,500 sq. ft. residence expands in three levels, comprising a double-height ground floor, a mezzanine, and two upper floors where more private spaces are provided. Save this picture!© Inclined StudioSave this picture!First Floor PlanSave this picture!© Inclined StudioThe design is an extraordinary connection of various cubes. The idea was to place cubes and cuboids in a way that can generate spaces for semi-private and private spaces parallelly. The cuboids were placed one above the other perpendicularly, and this creates cubic cantilevered volumes on the outside. The residence is designed on the west side of the plot, which in turn gives the entire garden area on the eastern façade of the building. The concrete volumes were opened, exploiting every view possible towards the morning garden makes any user a spectator of this serene setting. The privacy needs of the users were kept in mind while orienting the spaces.Save this picture!© Inclined StudioThe entrance to the house is through an overwhelming porch that has a double-height cantilevered slab. Its ceiling clad in wood creates a contrast amid the concrete-pattern walls. This space is provided with a small courtyard that gives a warm welcome to the entrant. The dynamic play of various cubes assisted us in carving out semi-private spaces by integrating the common areas and a master bedroom on the ground floor. The living room is an ample space crafted with artistic interiors. The combination of concrete and wood is dominated by the pastel shades of the furnishings and the sofas. The full fenestration on the eastern facade accommodates ample sunlight and wind, along with the infinite connection with the garden.Save this picture!© Inclined StudioSave this picture!ElevationSave this picture!© Inclined StudioThe low-level dining furniture stretches a unique experience for dining. Pieces of furniture in solid wood create a warm and cozy atmosphere within the different rooms, complemented by plenty of greenery. This provides exceptional feel and solace while using the space. The core area of the entire house gets an abundance of light, and this was achieved by delivering complimenting double-height windows on either side, by the dining and a vast U-shaped staircase volume. The placement of this staircase on the south acts as a buffer to avoid the harsh southern light to enter the house. The staircase was planned in the center of the house, easily connecting each corner of the house to the spaces on the first floor.Save this picture!© Inclined StudioThe staircase creates a courtyard in the center of the house. The flight of stairs with gaps allows the dappled light to soften the space. A master bedroom on the ground floor gets the requisite privacy from the house and has its own connection with the greens. The first floor is planned as a private space with three bedrooms and a family lounge. The master bedroom on the ground floor gets the requisite privacy from the house and has its own connect with the greens. The cantilevered volume on the first floor creates a semi-covered veranda for the bedroom on the ground floor, which is often used by the head of the family to enjoy the 180° view of the garden.Save this picture!© Inclined StudioThe upper levels of the house mainly comprise of private spaces with three bedrooms and a family lounge. To stimulate simplicity and efficiency, the bedrooms have been positioned to maximize vistas and views. The material palette of the house primarily revolves around a combination of concrete and wood. To introduce softness in the spaces, bright and pastel hues of the furnishings and upholstery were used. The addition of paintings across the house adds life to the spaces. The aspiration behind the concept of designing the home remains in creating volumes that focus on the garden sights. Large openings make the interiors bright and lively. The exciting interplay of the façade is observed at its two fronts, morphing from individual volumes made cohesive by its recurring cube forms.Save this picture!© Inclined StudioProject gallerySee allShow lessBuy Me a Coffee Office Space / ArtystrySelected ProjectsJura House / Scott Donald ArchitectureSelected Projects Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/939664/the-cube-house-verizon-architects Clipboard “COPY” CopyAbout this officeVerizon ArchitectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesAhmedabadOn FacebookIndiaPublished on May 18, 2020Cite: “The Cube House / Verizon Architects” 18 May 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogBathroom AccessorieshansgroheBath & Shower ThermostatsGlass3MGlass Finish – FASARA™ NaturalPartitionsSkyfoldVertically Folding Operable Walls – Mirage®WindowsVitrocsaSliding Window – Mosquito NetSinksBradley Corporation USASinks – Verge LVG-SeriesMetal PanelsTrimoQbiss One in Equinix Data CentreSignage / Display SystemsGoppionDisplay Case – Q-ClassMetal PanelsLongboard®Aluminum Battens – Link & Lock – 4″Sports ApplicationsPunto DesignPunto Fit in Ekaterinburg Public SpaceWoodBlumer LehmannFree Form Structures for Wood ProjectsKnobsKarcher DesignDoor Knob K390 (50)TablesVitsœ621 Side TableMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

WI offers diamond-mounted stove in online raffle

first_img  52 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis  51 total views,  1 views today WI offers diamond-mounted stove in online raffle AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Advertisement Howard Lake | 31 October 2008 | News The Women’s Institute is raffling online a diamond mounted cooker, which has been produced to celebrate the diamond anniversary of Denman College, the charity’s Residential Adult Education College.The one-of-a-kind range cooker was specially commissioned from home appliance brand Stoves in association with diamond jewellery specialist Seventy Seven Diamonds to mark the college’s diamond anniversary. It was unveiled in September 2008.The cooker, worth over £4,000, is now star prize in the charity’s online raffle.Earlier this year, Stoves announced a long-term partnership with the Women’s Institute which will see the brand and the WI work together on a number of projects including the refurbishment and launch of the WI Cookery School at Denman College early in 2009.Raffle tickets cost £2.50 each: there are no additional card charges or admin fees. The raffle is being held by online raffling site Rogavi.www.rogavi.com/WIdiamond Tagged with: Digital Gaming About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

Honduras, a neoliberal laboratory where the spirit of Berta Cáceres lives on

first_imgHonduran women march in Tegucigalpa in the spirit of Berta Cáceres on International Women’s Day, March 8, 2016.By Gilberto Ríos MunguíaThe writer is a member of the National Leadership of the LIBRE Freedom and Refoundation Party of Honduras, and a member of the National Popular Resistance Front, responsible for the International Relations committee.Oct. 24 — Since the 2009 coup that ousted President Manuel Zelaya, our country’s name has frequently been found in the headlines of the international press.  Headlines shout again and again of barbarisms committed after the coup that shocked national and international public opinion, placing our country on the world map.Indigenous leader Berta Cáceres was killed here last March and José Ángel Flores, leader of the United Peasant Movement of Aguán, just last week. To analyze the current situation in Honduras starting from those murders requires a complex effort to untangle the threads of a structural problem that has led to these constant, tragic and inhuman consequences.The 2008 financial crisis, unleashed by the bursting of the housing bubble in the heart of U.S. capitalism, led to a reorientation of Washington’s international strategy to appropriate the resources of the peoples of the world. Simultaneously, mechanisms of world domination that had been neglected were brought back into play, especially after setbacks the U.S. suffered in the Middle East.It was also a most important moment for the left in Latin America. The Bolivarian Revolution was consolidating its geopolitical position. Processes of liberation were advancing and governments on the continent began to promote sovereign policies that fostered the development of social-democratic welfare states.The South American states of Argentina, Uruguay, Brazil, Bolivia, Ecuador and even Chile carried out significant changes which could be summarized — in some countries more than in others – as a rollback of the neoliberal model. These countries applied strong social investments and a boosting of national economies. Accompanying the initiatives was a more supportive discourse for confronting the problems of humanity.These changes broke the axis of the “single thought” [capitalism solves all] imposed by the Washington Consensus after the fall of the Berlin Wall and the collapse of the Soviet Union and the countries of the Socialist Bloc in the 1990s.In Central America, the Sandinista Front (FSLN) took hold of the government of Nicaragua, and for the first time in history the Farabundo Martí National Liberation Front (FMLN) won the elections in El Salvador. Cuba, which remained a beacon of light in the Caribbean, accompanied all these processes, redeemed by history for her courageous and exemplary struggle.Public opinion in the hemisphere and globally also raised more forcefully the historic claims for the independence of Puerto Rico, the cause of Haiti and strategic alliances for the development of the other Caribbean countries, most of them members of [the international trade and solidarity organizations] ALBA [Bolivarian Alliance for the Peoples of Our America] and Petrocaribe [a Venezuelan program supplying oil to other countries at preferential prices].If these and other global contradictions such as the growth of the Chinese economy and the strengthening of Russia as an economic and military power continue to consolidate, this will be a threat to imperialist hegemony until its demise.Remember that just three years after the U.S. financial crisis, Brazil, Russia, China, India and South Africa created the BRICS investment bank. Its initial projections aimed to displace the International Monetary Fund and the World Bank — the imperialist instruments of domination par excellence — in at least 50 percent of global investment.The spirit of Berta Cáceres lives onHonduras, with a dependent and underdeveloped economy subject to the restrictions imposed by unjust relationships of the international market, also occupies a convenient but uncomfortable geographical position: It has three land borders — with El Salvador, Nicaragua and Guatemala — and nine maritime borders, among them a striking proximity to Cuban territory. This gives Honduras a geopolitical status that makes the country a number one priority for the U.S. bent on safeguarding its interests in the region.The frequent political murders in Honduras, the deepening of neoliberal measures — such as the privatization of public services — and the corruption scandals are nothing but the result of the conscious decision of U.S. imperialism, together with the local oligarchy, to strengthen its plans to dominate the entire continent and the whole world.These measures are a clear political reaction of capitalism in its attempt to resume its growth. The measures are aimed at the peoples and governments in the world that challenge imperialism by developing outside of imperialism’s sick engine for plundering natural resources, and outside of the death machine of the military-industrial complex that requires, every day, greater suffering by all humanity.Despite these challenges, the popular struggle also tends to regroup, to find ways to struggle despite the barbarity in Iraq, Afghanistan, Libya and Syria, and despite the coups in Honduras, Paraguay, Brazil and electoral defeats in Argentina or the plebiscite rejecting peace in Colombia. The ebbs and flows of the peoples also promise new arenas of confrontation with capitalism, as is now occurring in the Bolivarian Republic of Venezuela and as has been shown by Russia’s partial defeat of imperialism in the Middle East, and the resurgent popular mobilizations in Argentina and Brazil.The spirit of Berta Cáceres lives on as well in protests through the narrow streets of Tegucigalpa, because social events are also an expression of life, which surges and re-emerges so injustice does not prevail, where political vanguards are capable of re-establishing themselves and their promise of victory. History is not a pendulum cycle ticking from left to right or vice versa. History is made by the people from the bottom up, so that the force of the organized majority makes reason prevail.Translated by Michael Otto.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Freddie Mac Announces STACR’s Inaugural Actual Loss Transaction

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Freddie Mac Announces STACR’s Inaugural Actual Loss Transaction Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Freddie Mac STACR Structured Agency Credit Risk 2015-04-06 Brian Honea The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / Freddie Mac Announces STACR’s Inaugural Actual Loss Transaction Previous: GSEs Making Push to Clear NPLs From Portfolios, Help Borrowers With Loss Mitigation Next: Report: Short Sales, REO Experience Largest Increase in Three Years About Author: Brian Honea in Daily Dose, Featured, News, Secondary Market Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days agocenter_img The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Freddie Mac announced on Monday that it intends to pre-market the first actual loss Structured Agency Credit Risk (STACR) offering starting Monday, April 13.The offering, known as STACR-2015-DNA1, is subject to market conditions. While this STACR offering will be similar to Freddie Mac’s recent STACR transactions, the difference will be that losses will be allocated based on actual losses realized on the related reference obligations as opposed to allocating losses to the debt notes based on a fixed severity approach.Freddie Mac will continue to sell the first loss and mezzanine tranches. The GSE will retain a vertical slice of each tranche sold. Freddie Mac’s historical loan-level dataset is available on its website; about 17 million 30-year fixed-rate single-family mortgages that originated between January 1, 1999, and June 30, 2013, are covered. Certain loan-level actual loss data points are now included in this information after recent updates.”We think the market of the future, where increasing amounts of credit risk will be transferred to private investors, will be actual loss based and we are excited to begin that transition with the next STACR offering,” said Mike Reynolds, Freddie Mac Vice President of Credit Risk Transfer.The STACR offering announced on Monday is Freddie Mac’s inaugural actual loss transaction and its third transaction this year. It is the 12th STACR transaction overall. Freddie Mac began the STACR program in the second half of 2013 as part of the Enterprise’s goal of reducing risk to taxpayers by increasing private capital’s role in the mortgage market. Freddie Mac has laid off a substantial portion of credit risk for more than $205 billion in unpaid balances on single-family mortgages through STACR transactions, according to the GSE.The structuring lead manager for the latest STACR offering will be Credit Suisse, and Citigroup will be the co-lead manager and joint bookrunner. Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Tagged with: Freddie Mac STACR Structured Agency Credit Risk April 6, 2015 708 Views Related Articles Subscribe The Best Markets For Residential Property Investors 2 days agolast_img read more