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Savvy Senior How SSI Can Help Low-Income Seniors and the Disabled

first_imgDear Savvy Senior,What can you tell me about the Supplemental Security Income program and what are the eligibility requirements? My father is very low-income, so I’m wondering if this is something he may qualify for. Searching Daughter                                                                    Dear Searching,Supplemental Security Income (or SSI) is a program administered by the Social Security Administration that provides monthly cash benefits to people that are disabled or over 65 based on financial need. Currently, more than 8 million people are receiving SSI benefits. Here’s what you should know.Eligibility RequirementsTo qualify for SSI your dad must be either age 65 or older, blind or disabled, and must be a U.S. citizen or lawful resident. He must also have limited assets and income.His assets must be less than $2,000 or $3,000 for couples. This includes cash, bank accounts, other personal property, and anything else that could potentially be converted to cash. His home, household goods and one vehicle, along with life insurance policies and burial funds valued under $1,500, do not count towards countable assets.The income limit to qualify for SSI, however, is much more complicated. Countable income includes wages or any other kind of money your dad earned from working, plus money he gets from other sources like unemployment, Social Security retirement, or gifts from friends, but also, free food or shelter.In 2019, the SSI allowable income limit is $771 a month for an individual or $1,157 a month for a couple. So, if your dad’s countable income is over the SSI allowable limit (this is based on a complex set of rules and calculations – see SSA.gov/ssi/text-income-ussi.htm) he would not qualify. But if he’s under it, he would qualify for some benefits depending on his countable income.To help you determine if your dad is eligible for SSI, help him take the Social Security Administration’s benefits screening test at SSAbest.benefits.gov. This online questionnaire takes approximately 5 minutes to complete and screens for a variety of benefits, not just SSI.You should also know that most states – except Arizona, Mississippi, North Dakota and West Virginia – supplement the federal SSI payment with payments of their own. In some of the states that pay a supplement, your dad may qualify for the state payment even if he doesn’t meet the federal SSI eligibility criteria. How to ApplyIf you think that your dad is eligible for SSI, call 800-772-1213 and set up an appointment to apply at his local Social Security office.To help make the application process go quickly and smoothly, your dad should bring his Social Security number; birth certificate or other proof of age; information about the home where he lives, such as his mortgage, or lease and the landlord’s name; payroll slips, bank books, insurance policies, burial fund records and other information about his income and the things he owns; his proof of U.S. citizenship or eligible noncitizen status; and if he is applying for SSI because he is disabled or blind, the names, addresses and telephone numbers of doctors, hospitals and clinics that have information related to his condition.For more information visit SSA.gov/ssi or call Social Security at 800-772-1213 and ask them to mail you a copy of publication 11000 “Supplemental Security Income (SSI).” You can also read it online atSSA.gov/pubs/EN-05-11000.pdf.Other Assistance ProgramsDepending on your dad’s income, needs and location there are other financial assistance programs that may be able to help him like Medicaid, prescription drug assistance, food stamps and energy assistance. To find out what he may be eligible for go to BenefitsCheckUp.org. This is a free, confidential Web tool that contains more than 2,500 programs.Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.last_img read more

DILG slams Reds for doubting Duterte ceasefire offer

first_imgDILG spokesman Jonathan Malaya. PCOO MANILA – The Department of the Interior and Local Government (DILG) slammed the Communist Party of the Philippines-New People’s Army for casting doubts of President Rodrigo Duterte’s unilateral ceasefire declaration. President Duterte on Wednesday declared a ceasefire with the communist rebels that took effect on Thursday and will expire on April 15. DILG spokesman Jonathan Malaya expressed dismay over the hesitation of CPP founder Jose Maria Sison to reciprocate the ceasefire declared by the Duterte administration. Sison, however, responded that the “militarist” lockdown on the entire Luzon was meant not to fight the coronavirus disease 2019 but to “intimidate the people, suppress democratic rights, commit human rights violations and prevent the working people from going to their workplaces, and immobilize even the health workers and people who wish to tested and treated for COVID-19 and serious ailments.”/PN Malaya also said that DILG chief Eduardo Año has already ordered the Philippine National Police (PNP) to terminate all on-going and planned offensive police operations against communist rebels across the country.center_img “Ready naman ‘yan kung sakaling sila ay tirahin ng mga New People’s Army, lalaban sila. Ngunit, sana naman po ilagay naman po ang national interest above their own interest,” Malaya said. Should the communist rebels launch their attacks despite the country’s problem on coronavirus disease, Malaya said that the PNP is ready to defend themselves. “Lumalabas po sa kanilang mga aksyon na wala po talaga silang pakialam sa sitwasyon na kinahaharap ng ating bansa,” he added. “Nakakalungkot na ang naging tugon naman po ng Communist Party of the Philippines ay wala pa raw basehan para sila din ay magdeklara ng ceasefire,” Malaya said during the Laging Handa Public Briefing on Thursday.last_img read more

Peter Dearth to return for 5th year with NCAA eligibility relief

first_img Published on April 20, 2020 at 1:17 pm Contact Andrew: [email protected] | @CraneAndrew Facebook Twitter Google+ Short-stick defensive midfielder Peter Dearth became the third graduating men’s lacrosse senior to use the NCAA’s extra year of eligibility on Monday afternoon, joining faceoff specialist Danny Varello and goalie Drake Porter.“It has been my dream to win a national championship at Syracuse since I first picked up a stick,” Dearth’s return announcement read, in part. “Having that opportunity taken away in my senior year, when our team felt unstoppable, was heartbreaking.”AdvertisementThis is placeholder textIn four games during the 2020 season, Dearth scooped 11 ground balls and scored twice for the Orange — including their first goal of the season against Colgate on Feb. 7. He missed what turned out to be SU’s final game against Johns Hopkins with an injury.Dearth was one of nine Syracuse players selected as Inside Lacrosse All-Americans for 2020 and earned honorable mention status last year as a junior. Over his Syracuse career, he’s tallied 19 points and 73 ground balls, and in 2021 will once again work with current freshman Brandon Aviles and redshirt sophomore Dami Oladunmoye at the short-stick spot — one Dearth switched to midway through his sophomore season.“This team is ready to bring a championship back to upstate,” Dearth said. Commentslast_img read more