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Fruition’s Mimi Naja Discusses Songwriting And Coming New Years Celebrations

first_imgFruition has had quite a year in 2016! Their work on the latest album Labor Of Love is nothing short of inpeccable, and their tireless touring of the nation has earned them new fans at every stop of the way. Their intensity is palpable and entrancing, led by the front line of Mimi Naja, Jay Cobb Anderson and Kellen Asebroek. The three are whirling dervishes during Fruition performances, selling their intensely personal songs with an impassioned approach that acts as a siren song to old fans and new alike.Fruition is taking a short, well earned break from the daily cross country grind to rest up and prepare for the approaching winter shows. On the immediate horizon is three night hometown New Years’ run at the Wonder Ballroom, with Jans Ingber & The Funk Fellowship, Sassparilla and Hillstomp each taking a turn in providing support for the run. Those shows themselves will each have a theme, including a tribute to the songs of 1967 as part of the big New Years Eve extravaganza.With all the fun coming up and the year nearing the end our own Rex Thomson sat down with mandolin and vocalist Mimi Naja for her take on the state of Fruition. They cover the reaction to the new album by fans, her thoughts on songwriting in general and the difficulty of walking tense political lines. Check out their conversation below:Live For Live Music: Earlier this year you released Labor Of Love to much acclaim nationally, and your shows have grown in attendance in an almost direct correlation. How does it feel to watch from the stage as fans get more packed in and energized by the music you make?Mimi Naja: It feels amazing. We’ve always considered ourselves more of a live band, and even if some nights the crowd wasn’t there yet, that is where a big part of our energies lie. It is satisfying to put together a record that reflects our live sound more. And if the folks have some tunes that they know and can sing along to, that is always humbling and mind blowing. Especially in a town you’ve never been to. It’s awesome!L4LM: Fruition’s brand of earnest and relatively sparse, instrumentally, roots based sound has a clarity to it that connects with fans on a very elemental level. You seem to use that connectivity to speak to more universal subjects, primarily love. Is that a conscious decision on the part of the songwriters in the band?MN: The earnest bit is definitely conscious; to stay earnest, not writing just to be some sort of thing. We write because we want to express something, you know? We don’t have a dance number or something that caters to some poppy purpose. We might have songs that are dance-able and are poppy, but we never try and fit things into some kind of package when we are writing.Naturally, because we are a live band, that is what comes out of it. Love, growth, longing, highways…L4LM: Do you subscribe to the concept of “Writing from what you know?”MN: Yes, definitely. Sometimes when songwriting, or writing in my journals or whatever, it’s fun to take a storytelling vibe, but we always tend to write from some kind of “I/Me” so that it applicable, honest and earnest.L4LM: Clearly love songs dominate Fruition’s catalog, though some of them are a bit sadder than others. Would you say that is descriptive of the band? Not that you’re sad, but honest and loving?MN: Absolutely. That’s always a good description of the band. In the last handful of years, four members of the band went from being partners in relationship to being single, and that plays out in the songwriting. Our job as touring musicians, definitely had a part in those relationships going that way. The honesty is quite forward on that part.L4LM: Are there any examples you could point to from your work as more clearly from your own life than others?MN: Well, most of my stuff is pretty straightforward. Like the song “Beside You.” It’s really just a straightforward take on a relationship. A love I had and lost; a love that just flew away. It’s very reflective of that “I’m on the road and here I am in this beautiful place but I’m really far away from home and you” feeling I was having.It’s that longing for home kinda thing. I think that song couldn’t be more honest. The relationship was said and done by the time the record got released, that was kinda funny. By the time we started playing the song live, it was outdated.L4LM: Is songwriting a continual process for you? Do you designate periods of time to it or set goals for your creative process?MN: I’m trying to be more disciplined and diligent about it. Because, before our touring and our whole career, before our whole lives became this working experience, I used to just take inspiration when it came. Now we’re busy with what we’re doing and the fun inspiration doesn’t come as much anymore, because you’re driving and loading out. Oh, and actually getting sleep whenever you can.So you have to be more diligent about taking the time. Jay has always said that, no matter what, no matter where you are, go out and write something. I started taking a cue from him on that thought. Don’t put pressure on yourself. You’re not gonna write a great song every day. But if you write something, then maybe that inspiration will start flowing if you’re dedicated and charged into doing it.L4LM: You paint very tangible pictures with your lyrics. Do you remember began to connect with word play?MN: I always loved singing. I used to dig poetry. I wrote my teenage emo poems with the best of them. I always enjoyed it but I didn’t become confident in my lyricism right off. I always connected with ballads. Lyrics in ballads. I loved the classic Ella Fitzgerald/Billie Holiday. I always vibed with the more narrative lyrics.L4LM: The nation is MORE openly angry and distrustful of authority and each other than ever before. Do you foresee any more socio-political themes music in general or your own writing?MN: I’m very impassioned member of society, too, but, it’s a really, really, really tricky line when you have been given this platform. Fruition is a group project. This isn’t my own personal place to go off on something. The band members share very similar politics – somewhat liberal, myself included – but because we are respectful of this platform being something we have created together, it is a really delicate line for us to go and cross together.If we broaden our scope and politically charged lyrics are coming from Fruition, then they will be mindfully crafted. Maybe one of us will bring something to the table, but we would refine it together because we don’t want to something that divides. We want to be something to connect over, not to push or scare or turn anyone away from what we are doing. It is a delicate, delicate line.I do hope artists feel safe being as vocal as they feel they need to be. And who knows? Maybe in some other project I will lose my fucking mind.L4LM: New Years Eve is a time when a lot of people take stock of the last year, but Fruition is looking back 50 years to 1967. Did you guys find one of those old “Greatest Hits of 60s’s” discs or was there some other inspiration for the choice?MN: It was just a great year for music. So many good songs. If you look at one of those “what song was number 1 the year I was born” sites you will see how awesome ’67 was. It is gonna be cool.L4LM: Fellow Portland singer and funk-ster Jans Ingber is opening the first night, and Fruition is planning on getting funky too during their sets. That seems like a slightly different set of musical muscles than you normally flex. Doing any preparation in particular to get ready for it? Are there “Funk squats?”MN: That sounds like a good idea. I’m not opposed to idea of funk squats. We listen to a lot of funky and R & B type music and maybe that is reflected in our sound a bit. I think that is going to be a lot of fun. We’re all into these kinds of really tunes, so it will be a good time for us.L4LM: In the middle of the run, you are taking a loving look into the far corners of your catalog for some rare tunes. Are you using this opportunity to see if any shelved songs are ready to make their return to the rotation?MN: That is a definitely a part of it. Also, it is just good to play these songs. It’s like “Don’t forget how it goes, just because you haven’t played it for a while.” And Portland is a great place to do that. Our diehard fans are there. Our original crew. And they all know them all. Portland, more than anywhere is a safe zone to dig that stuff up and put it out there.L4LM: You’re ringing out the old ways in fine style. Next year you have some fun already announced with a short run with your good friends Greensky Bluegrass. Any other plans you can share? More new material perhaps, for your more diehard fans?MN: I can say we are getting ready to start preparing to get some demos done. We are preparing stuff for the next record. I don’t know anything about the timeline. But I hope we can do this forever. Release an album. Tour the album. Start the next album.That is what we are trying to do. Not sure whatever announcements I can give other than we are planning on staying busy. We have a couple of ideas I am very excited about, I’ll just say that!L4LM: You’ve been known to play a bit of kickball with Greensky, and other bands like Elephant Revival, in the warmer months when time permitted. Do you still play in the snow, or is there a winter alternative?MN: Aw, man. You’d think with all the Winter WonderGrass Festivals we play we’d be snow bunnies by now but we’re totally not. In the snow I’ll drink some wine and that’s about it.L4LM: Bandmate Jay Cobb Anderson spoke of how hard it is to stay healthy on the road. How have you and the band been holding up lately?MN: We got off the road about two weeks ago and it has been really nice to unplug and reset. It is a nice reminder that when you are in the flow and working that you need to take the time to find good food and get some rest. And to schedule yourself times to recharge and go to the grocery store and not stay up with your friends. I’m not trying to burn out anytime soon.L4LM: Playing three nights for New Years in your home town sounds like a pretty smart way to combine the two and actually sleep in your own bed.MN: Yeah, real smart!L4LM: Well, everyone is looking forward to your coming to their town and rocking, so if you do end up playing in the snow be sure to bundle up! We appreciate your taking the time to chat with us and have fun rocking out the clock.MN: Thanks so much!last_img read more

Trey Anastasio Added To 2019 Newport Folk Festival Lineup

first_imgOn Thursday, the Newport Folk Festival announced that Phish guitarist Trey Anastasio will be returning to the Fort on Sunday, July 28th. The long-running annual festival is set to return to Newport, RI’s Fort Adams State Park on July 26th-28th.In partnership with The Mockingbird Foundation, the Newport Festivals Foundation has made a donation on Trey’s behalf to support the music program at Mt. Pleasant High School in Providence, RI. Mt. Pleasant is an ethnically diverse learning community where most students are the first of their families to receive formal music education, and NFF’s donation and Mockingbird’s match will be used to purchase musical instruments for their students to play.As Trey notes in a statement,The benefits of music education in the lives of young people are countless and yet music programs in our schools continue to be seriously underfunded. Thankfully, there are organizations like The Mockingbird Foundation that are on the frontlines of this very worthy cause. They have donated over $1.4 million for both musical instruments and supporting staffing of school music departments in all 50 states. The fact that this non-profit organization was founded and funded by the Phish fan community is incredibly inspiring and humbling. THANKS!The announcement does not specify with whom Trey will play at Newport Folk Festival 2019. However, when Trey played the event back in 2008, he delivered a solo acoustic performance. Based on the image shared by the festival, it appears that Anastasio’s 2019 Newport Folk performance will follow suit. You can watch Trey’s 2008 Newport Folk performance below:Trey Anastasio – Newport Folk Festival 2008 – Full Video[Video: Jam & Psych on MV]The historic New England folk festival will include previously announced performances by Phil Lesh & The Terrapin Family Band, Maggie Rodgers, Cedric Burnside, Todd Snider, Gregory Alan Isakov, Haley Heynderickx, Jade Bird, Jeff Tweedy, Mountain Man, Bonny Light Horseman, If I Had A Song and more.Newport, RI’s Fort Adams is situated at the mouth of Newport Harbor with panoramic views. The festival at the Fort features 4 stages, food and crafts, two beer and wine gardens, and more. The festival is held rain or shine, so get ready for a weekend stacked full of the finest folk musicians and more.Stay tuned for more artists announcements from Newport Folk Festival as the event draws closer. For more information, head to the festival’s website.last_img read more

Harvard Extension Student Assn. receives Coop Grants for Public Service Award

first_imgThe Coop Community and University Relations Committee recently named Harvard Extension Student Association (HESA) one of its 2017-2018 Coop Grants for Public Service Award recipients. Alexis Williams, HESA Director of Finance, states, “the Coop’s continued support reinforces the educational value of Harvard Extension School (HES), and the contributions of its students to the local Cambridge community and the international community through numerous academic and volunteer engagements.”HESA Director of Finance adds, “Harvard Extension Student Association (HESA) sponsored events, and activities accentuate Extension School student’s academic repertoire through exposure to industry leaders, networking and career opportunities, educational seminars, and leadership conferences. Contributing organizations such as the Coop will ensure the viability, and continuous diverse palate of Harvard Extension Student Association (HESA) events, and clubs for Extension School students to partake. Harvard Extension Student Association (HESA) looks forward to the Coop’s continued support and collaboration.”last_img read more

Living hydrogel can help heal intestinal wounds

first_img The IBD–gut bug connection Could open the door to new bioactive healing strategies In their new study, the team further built on these findings by introducing the machinery for producing one of the mucoadhesive hydrogels based on TFF3 into an E. coli Nissle strain that is a normal gut bacterium that can thrive in the colon and cecum sections of the intestinal tract affected by IBD, and is currently sold in many commercial probiotic formulations. “We found that the newly engineered Nissle bacteria, when given orally, also populated and resided in the intestinal tract, and that their curli fibers integrated with the intestinal mucus layer,” said first author Pichet Praveschotinunt, who is a graduate student mentored by Joshi.“When we induced colitis in the colons of mice by orally administering the chemical dextran sodium sulfate, animals that had received the PATCH-generating E. coli Nissle strain by daily rectal administration starting three days prior to chemical treatment had significantly faster healing and lower inflammatory responses, which caused them to lose much less weight and recover faster compared to control animals,” said Praveschotinunt. “Their colon epithelial mucosa displayed a more normal morphology and lower numbers of infiltrating immune cells.”Joshi and his team think that their approach could be developed as a companion therapy to existing anti-inflammatory, immuno-suppressant, and antibiotic therapies to help minimize patients’ exposure to the drugs and potentially provide protection against IBD relapses.Additional authors on the study are Wyss Institute researchers Ilia Gelfat, Franziska Bahl, and David B. Chou.The study was supported by a grant from the National Institutes of Health, funds from Harvard’s Wyss Institute for Biologically Inspired Engineering and the Blavatnik Biomedical Accelerator, and a royal Thai government scholarship. New findings reveal how inflammatory bowel disease disrupts the microbiome The Daily Gazette Sign up for daily emails to get the latest Harvard news.center_img Related About 1.6 million people in the U.S.  have an incurable inflammatory bowel disease (IBD) such as Crohn’s or ulcerative colitis, and 70,000 new cases are diagnosed each year.IBD patients suffer from pain, extreme discomfort, and numerous other symptoms caused by continuously relapsing and remitting inflammatory lesions in the layer of cells that lines the intestinal lumen (mucosa). The exact causes for IBD still are poorly understood, but it is clear that a misdirected immune system is at work, and that certain components of the microbial community in our gut, known as the intestinal microbiome, and environmental factors contribute to its destructive forces.While anti-inflammatory drugs can dampen acute inflammation and antibiotics can fight local infections when IBD episodes flare up, their use also comes at a cost. Anti-inflammatory drugs can have severe side effects, and antibiotics can disrupt the beneficial parts of the microbiome. Importantly, there are no wound treatments available that could be applied to inflamed lesions directly from inside the gut lumen in order to speed up healing and minimize use of those drugs.Now, a research team at Harvard’s Wyss Institute for Biologically Inspired Engineering led by Neel Joshi has developed a living-material approach that uses a strain of genetically engineered E.coli Nissle gut bacteria as a locally acting probiotic. The engineered bacteria produce a network of nanofibers that directly binds to mucus to fill inflamed areas like a patch, shielding them from gut microbes and environmental factors. This probiotic-based therapeutic strategy protected mice against the effects of colitis induced by a chemical agent and promoted mucosal healing. Their findings are reported in Nature Communications.“With this ‘living therapeutics’ approach, we created multivalent biomaterials that are secreted by resident engineered bacteria on-site and attach to many mucus proteins at a time — firmly adhering to the viscous and otherwise moving mucus layer, which is a challenging thing to do,” said Joshi. “The Probiotic Associated Therapeutic Curli Hybrids (PATCH) approach, as we named it, creates a biocompatible, mucoadhesive coating that functions as a stable, self-regenerating Band-Aid and provides biological cues for mucosal healing.”,Joshi presently is a core faculty member of the Wyss Institute and associate professor at Harvard’s Paulson School of Engineering and Applied Sciences (SEAS), and will shortly be appointed as a professor at Northeastern University in Boston.In previous work, Joshi’s group demonstrated that self-regenerating bacterial hydrogels firmly attached to mucosal surfaces ex vivo, and, when orally given to mice, withstood the harsh pH and digestive conditions of the stomach and small intestine without affecting the animals’ health. To fabricate them, his team programmed a laboratory E. coli strain to synthesize and secrete a modified CsgA protein, which as part of E. coli’s “curli” system assembles into long nanofibers at the outer surface of the bacteria. “To enable mucus adhesion, we fused CsgA to the mucus-binding domain of different human trefoil factors (TFFs), proteins that occur naturally in the intestinal mucosa and bind to mucins, the major mucus proteins present there. The secreted fusion proteins form a water-storing mesh with tunable hydrogel properties,” said co-author Anna Duraj-Thatte, a postdoctoral fellow working with Joshi. “This turned out to be a simple and robust strategy to produce self-renewing, mucoadhesive materials with long residence times in the mouse intestinal tract.” Probiotic hydrogels heal gut wounds that other treatments can’t reachlast_img read more

Mary Galvin replaces Crawford as COS dean

first_imgIn the third grade, Dr. Mary Galvin said, she was told that she was not college material; last month, she succeeded Dr. Gregory Crawford as the William K. Warren Foundation Dean of the College of Science.A chemistry major who spent her undergraduate career at Manhattanville College in Purchase, New York, Galvin said she tried graduate school for chemistry but left and decided to study polymers and materials science at the Massachusetts Institute of Technology (MIT). Though her interest in science began in high school, she said MIT cultivated her love for the subject, specifically for materials.“It was … at MIT that I realized science was very interdisciplinary,” Galvin said. “It involved communicating with people, going to meetings. … I liked that aspect of science that people are unaware of. You really meet people from across the globe, and science unites you.”Galvin said her favorite aspect of science is that it is open to everyone.“I grew up very poor, one of seven children. My father had not finished ninth grade, but they wanted all of us to go to college, and we did,” Galvin said. “And science is an area that you can come from any background, and if you work hard and have talent, you can go really far in science. … There is a meritocracy in science that to me is very attractive.”Galvin took at job at Bell Laboratories after MIT and stayed there for 14 years, she said. From there, she spent eight years developing a materials science department at the University of Delaware. She has also worked for Air Products and Chemicals, Inc., and the National Science Fund.Galvin started the next phase of her career Aug. 17, as Dean of the College of Science at Notre Dame.“This a special place,” Galvin said. “I was impressed with the University’s commitment to science and to engineering and to research and how that can enhance undergraduate education, how it can make a difference in solving many of the problems we face in society from health to energy to sustainability.”Galvin said she believes she is a good fit for the dean position because she has dealt with different disciplines that fall under the College and that she hopes she can use the position to have a positive effect on students and faculty.“Really what I want to do is work with the faculty, who are very talented, to allow them to reach the dreams that they and the administration have set for being a really top research university,” she said.Tags: College of Science, galvin, mary galvinlast_img read more

University Registrar discusses plans for Commencement weekend

first_imgSunday, May 21 will mark the 172nd Notre Dame Commencement ceremony, where approximately 3,000 graduates will be presented with their degrees from the University. The Commencement ceremony will take place in Notre Dame Stadium and serve as the culmination of senior week, as well as the class of 2017’s time at Notre Dame.Lauren Weldon | The Observer While the ceremony officially starts at 9 a.m., University registrar Chuck Hurley said he recommends people arrive shortly after the stadium opens at 7 a.m., especially given the extra security measures that will be in place due to the presence of Vice President Mike Pence at the ceremony.“We have to open up on Saturday morning about half an hour earlier than we normally do,” Hurley said. “In 2001 when President Bush came, and in 2009 when President Obama came to Commencement … we had a number of folks who showed up at the last minute and thought they could just walk right in. In years where you have a President or Vice President, that’s just not the case. … You have to go through the magnetometers that the Secret Service has. It takes longer to get folks in.”In the case of severe weather, the Commencement ceremony will take place in Purcell Pavilion. As a result, each graduate would only receive three tickets to Commencement due to the smaller size of the venue. If this venue change becomes necessary, overflow locations will be available for additional guests in Compton Family Ice Arena, Jordan Hall of Science, DeBartolo Hall or the north dome of the Joyce Center. Hurley said Commencement will also be live-streamed for those who would prefer to watch the ceremony remotely.For the most part, Hurley said, the Campus Crossroads Project construction will not affect the ceremony itself.“There’s some areas they block off, and they’ll put fencing around things because certain areas of the facility are constructions zones,” he said. “ … But it’s important to remember, the stage is on the field and the students are on the field, so that doesn’t really change at all because there’s no work being done on the field itself.”Aside from the main Commencement ceremony, almost 100 other events relating to Commencement take place between Wednesday and Sunday, which include “everything from honor society functions to dinners,” Hurley said. Nineteen of the ceremonies are diploma ceremonies for programs and colleges within the University.Hurley said his favorite part of the weekend is the mass at 5 p.m. on Saturday evening in Purcell Pavilion. He said 11,000 to 12,000 people typically attend the event.“The Holy Cross priests do a wonderful job with the mass,” Hurley said. “It is a beautiful event, and it is really a culmination. All of our first-year students during orientation weekend come in and are in Purcell Pavilion together for opening orientation, and then four years later one of the last things they do is go to mass [on] Saturday night of Commencement weekend.”Planning for Commencement starts in October, Hurley said, and continues throughout the year, up until Commencement weekend in May.“It’s an event-filled several days for us where we only get to go home for a few hours at night and come back at four in the morning to get going,” he said. “There’s a lot of people who bring relatives to campus for that weekend. We want them to have a wonderful experience. … It really is a massive endeavor.”Tags: Class of 2017, Commencement 2017, Commencement ceremony, Mike Pencelast_img read more

Trout Unlimited Releases ‘State of the Trout’

first_imgThe Arlington, Virginia-based Trout Unlimited, one of the nation’s largest and most effective fresh water conservation organizations, has just released the ‘2015 State of the Trout’. This comprehensive report details the status of America’s trout fisheries, and some of the findings may be troubling to conservation-minded trout anglers.“The beauty and diversity of trout attracts the artist and photographer as well as the angler,” TU says. “Not only are the fish themselves works of art, but they occur in some of the most beautiful settings the country has to offer, from small gurgling country streams to high-mountain lakes to sweeping western rivers.Unfortunately, neither the status of native trout nor their habitat is secure. During the past century, trout have declined as a result of land development, overfishing, water pollution, poor timber, and livestock grazing practices and the introduction of non-native fishes and other aquatic invasive species. Stocking of hatchery trout has swamped the genes of the native trout through hybridization and competition.”According to the study, native brook trout in the Southeast and Mid-Atlantic occupy only 55 percent of their original range and are currently threatened by climate change, energy operations, non-native species, and water demand.For more info, download the full report here, and check out this video featuring the President and CEO Trout Unlimited, Chris Wood.last_img read more

Terryville Drug Store Robbers Sought by Police

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Have you seen these armed robbers?Two masked, armed robbers assaulted a drug store clerk during a robbery in Terryville three weeks ago, Suffolk County police said Tuesday.The duo walked into the CVS on Route 347, forced two employees to the ground and then demanded one of the victims at knifepoint to give cash from the drawer at 4:20 a.m. Tuesday, Feb.5, police said.One of the robbers then assaulted one of the victims before they fled with cash toward Old Town Road, police said. Police released a surveillance camera image of the suspects in the hope that a member of the public can identify them.The suspects were described as black men wearing white masks. The first was wearing a red and black jacket, black gloves, blue jeans and was armed with a handgun. The second suspect was wearing a black-hooded sweatshirt with white designs on the front, white shirt, red gloves and was armed with a knife.Anyone with information about this crime is asked to call Crime Stoppers anonymously at 1-800-220-TIPS.  All calls will be kept confidential. Suffolk County Crime Stoppers offers a cash reward of up to $5,000 for information that leads to an arrest.last_img read more

Mastic Beach Man Killed in Motorcycle Crash

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A 25-year-old motorcyclist was killed in a crash in his hometown of Mastic Beach on Thursday evening.Suffolk County police said Thomas Smith was riding a Yamaha southbound on Longfellow Drive when he struck a Dodge that was backing up into a driveway shortly before 7 p.m.Smith was thrown from the motorcycle and taken to Brookhaven Memorial Hospital Medical Center in East Patchogue where he was pronounced dead.The other driver, 52-year-old Joseph Garraffa, was not injured.Seventh Squad detectives impounded the vehicles, are continuing the investigation and ask anyone with information on the crash to contact them at 631-852-8752.last_img read more

How human ingenuity paired with technology delivers in the war on fraud

first_img 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Ashley Town Ashely Town is Director of Fraud Services for CO-OP Financial Services (, a provider of payments and financial technology to credit unions. She can be reached at ashley…. Web: Details Over several decades of testing and learning, the financial industry has determined the best way to detect and stop fraud is by combining technology capabilities with human ingenuity. Even as advanced solutions like neural networks and machine learning have become more fully integrated into the collective fight against financial crime, the soft skills of fraud specialists continue to be crucial. Not only do these and other innately human qualities enable a financial institution to predict and prepare for a fraudster’s next move; they also smooth the sometimes rough edges for consumers impacted by fraud.The collaboration between human and machine is a strategy CO-OP Financial Services has iterated over several years. The end-consumer we serve is a credit union member. That means we must deliver on a heightened expectation for fast, yet personalized, guidance when fraud is detected on one of more than 30 million accounts we help protect on behalf of our credit union clients.In no channel is member-centric fraud management more important than the 5,700-branch CO-OP Shared Branch network. Because most transactions within this network occur face-to-face, it may seem like an unwise target for a fraudster. But, fraudsters are nothing if not bold. They do not shy away from the challenge of cracking in-person authentication strategies.Just as bold as these criminals, however, are the fraud specialists who work for CO-OP. In fact, helping to defeat fraud rings that train and deploy criminals to credit union and bank branches throughout the U.S. is not only the job of our fraud specialists – it’s their pleasure. Working in partnership with technology, specifically COOPER Fraud Analyzer, they have stopped more than a half million dollars in potential fraud losses in less than 10 months. What’s more, they assisted the U.S. Secret Service in the apprehension of 15 suspected fraudsters.Launched in February 2019, COOPER Fraud Analyzer is a decision engine that detects even the most sophisticated and unpredictable fraud on the shared branch network. It’s a data-driven, digital-era ally unlike anything the network has ever had on its side before. Just five months into its operation, the tool received its first feature upgrade, enabling transaction declines within the network. Similar to the decline strategy deployed across card networks for decades, the approach tips the scales heavily in favor of the good guys. When the advanced COOPER technology and our experienced fraud specialists detect something is amiss, the suspect transaction can be stopped instantly.Because each credit union has its own individual appetite for risk and its own game plan for addressing member impact, it’s important for decision engine technology to be flexible. COOPER Fraud Analyzer offers exactly that, which has not only been good for our credit union clients, but has also delivered to members precisely the level of service they’ve come to expect – at their credit union and at the shared branch locations they visit.Human intervention will continue to be an important part of the financial industry’s approach to crime stopping. At the same time, CO-OP is pushing forward on new technology solutions to even more aggressively guard against fraudsters everywhere.Learn more about how to bring the awesome power of data-driven fraud detection to your credit union with COOPER Fraud Analyzer.last_img read more